CASHBACK CARDS
Keep Money Circulating Within Your Business
A percentage of every purchase returns as credit on their card. They can only spend it in your shop, so unlike a discount, cashback buys you the next visit instead of just making today cheaper.
Money Back That Can Only Be Spent With You
Ring up a few sales and watch the balance build. Then spend it — because unlike a discount, cashback only has value if they come back.
Everyone starts at 2% back. Spend more with you, earn a higher rate.
A Rebate That Never Leaves Your Shop
A percentage of every purchase comes back as credit on their card. They can only spend it with you — which is why cashback brings people back where a discount simply makes today cheaper.
They scan once
The card saves into Apple Wallet or Google Wallet from a QR code. Give them a few welcome points and the balance is already worth protecting.
Every purchase earns
Your team scans, enters the bill, and a percentage lands on the card as points. The customer sees the balance grow on their lock screen.
Spending lifts their rate
Set up to six tiers based on total spend over time. Cross a threshold and every future purchase earns a higher percentage, automatically.
They spend it with you
Points come off the next bill. That is the whole trick: the reward is only worth something on a return visit, so the money never really leaves.
Cashback or a Straight Discount?
They cost you a similar percentage. What differs is when you pay it, and what you get for it.
Built for Places People Buy From Regularly
Cashback only works if there is a next visit to spend it on. The shorter the gap between purchases, the better this card performs.
Grocers & mini markets
2% back, rising to 5% for regulars
Weekly shopping with thin margins and easy substitutes. A balance waiting on the card is what stops someone walking to the shop across the road.
Pharmacies & wellness
Credit toward the next repeat order
Repeat purchases of the same items, and customers who compare prices online. Cashback keeps the reorder in your shop without cutting your shelf price.
Restaurants & takeaway
5% back on every bill
A balance on the card is a standing invitation for Friday night. It reads as generous, and much of it comes back to you as a larger order later.
Salons & barbers
Points off the next appointment
Predictable visit cycles and easily poached clients. Money sitting on the card makes rebooking with you the obvious choice.
Pet supply & feed
3% back, redeemable on anything
Customers restock on a schedule and buy across very different prices. A percentage handles a $6 chew and a $90 sack of food equally well.
Fuel & convenience
1–2% back on every fill
Margins too thin for a real discount, and a purchase people make weekly. Even 1% back is enough to make one forecourt the habit over another.
What Percentage Should You Give Back?
Start from your gross margin, not from what sounds generous. You can run up to six tiers, but three is usually plenty.
Settings Most People Never Find
All of these live in the card builder, and any one of them can lift a program that is already running.
Welcome points
Put a small balance on the card the moment it is installed. An empty balance is easy to ignore; one with money in it is not.
Birthday points
Add points on their birthday, with a push telling them the balance went up. It costs nothing until they walk in to spend it.
Happy hours
Award a higher rate during your quiet window. Cheaper than advertising a sale, and it only rewards people who shift their timing.
Two-way referrals
Unlike a discount card, this one pays both sides. Set points for the person who shares and for the friend who joins, and choose whether it triggers on install or on first purchase.
Require the purchase amount
Make entering the bill compulsory at every scan. Cashback is calculated from it, so without this your rates and your revenue reporting are both guesswork.
Campaign links
Give each poster or ad its own install link, with its own welcome points and sign-up page. You will know which one actually worked.
Four Mistakes That Cost Real Money
We would rather you read these now than learn them in month two.
Letting points expire quietly
You can set points to expire, and each one counts down from the day it was earned. But no warning notification is sent before they vanish. If you use expiry, say so plainly in your terms and consider a reminder campaign yourself — a balance that shrank without explanation turns a regular into a complaint.
Not training staff on redemption
Redeeming cashback in the Scanner App means entering the amount twice — once for the purchase and once for the points being spent. It takes a minute to learn and causes real confusion if nobody shows your team first. Walk through it before you launch, not at a busy till.
Stacking cashback on top of existing discounts
If you already give a members price, adding cashback means paying twice for the same customer. Pick one mechanic and commit to it. Running both is how a loyalty program quietly eats a third of your margin.
Letting customers misread the tiers
People often assume the higher rate applies to the purchase that got them there. It does not — the new rate starts from the next visit. One clear line in your terms of use prevents most of these conversations.
Launch Your First Cashback Card Today
Pick a template, set your rates, print the QR code. Most businesses are live in about fifteen minutes — and the trial costs nothing and needs no card.